Residential and Commercial Financing & Rebates

Residential HVAC Financing

Purchase Now and Pay Over Time

Using a Wells Fargo Home Projects credit card is a practical purchase method. Additionally, having a Wells Fargo Home Projects card entitles you to several fantastic year-round advantages, including:

  1. When available, unique promotional offerings
  2. A credit line that is revolving and can be used for future purchases
  3. Easy monthly installments that suit your budget
  4. Simple online solutions for paying bills and managing accounts

No interest if paid in full within 18 months.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.1

 1The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.

This information is accurate as of 05/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

4.99% APR with 48 equal monthly payments2

 2The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR of 4.99% will apply to the qualifying purchase, and 48 monthly payments equal to 2.33% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%.

If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.

This information is accurate as of 05/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

5.90% APR with 68 custom monthly payments3

 3The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. Monthly payments of at least 1.75% of the purchase balance are required during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.

This information is accurate as of 05/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

Commercial Equipment Financing

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Commercial HVAC/R Financing Made Easy

Get pre-approved in less than two hours! Our financing program, powered by Navitas Credit Corp., makes getting the capital you need simple and easy. Complete and submit your pre-approval application, and we do the rest.

Total project financing – $5,000-$1,000,000

HVAC Tax Credits

Federal Tax Credits for Energy Efficiency

The Inflation Reduction Act of 2022 empowers Americans to make homes and buildings more energy-efficient by providing federal tax credits and deductions that will help reduce energy costs and demand, as we transition to cleaner energy sources.

Homeowners Can Save Up to $3,200 Annually on Taxes for Energy Efficient Upgrades

Through 2032, federal income tax credits are available to homeowners. These credits will allow up to $3,200 annually to lower the cost of energy-efficient home upgrades by up to 30 percent.

In addition to the energy efficiency credits, homeowners can also take advantage of the modified and extended Residential Clean Energy credit, which provides a 30 percent income tax credit for clean energy equipment, such as rooftop solar, wind energy, geothermal heat pumps, and battery storage through 2032, stepping down to 22 percent for 2033 and 2034.

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